WeChat cash withdrawal or three arrows

WeChat charges list at the morning newspaper reporter Miao Xiali

The Spring Festival red envelope war just stopped, WeChat with 32.1 billion red envelopes in each platform "one rides the dust", today, WeChat launched a new policy: cash withdrawal!

From the announcement point of view, WeChat transfer is not charged, but the withdrawal fee, each person has a free withdrawal amount of 1,000 yuan, the capital is more than 0.1% of the withdrawal amount as a handling fee, the lowest 0.1 yuan!

There are still half a month before March 1st. In order to avoid this 0.1% withdrawal fee, it is estimated that many people will tie the card! There are 32.1 billion red packets in the Spring Festival, involving more than 500 million people, which will always stimulate some people to bind the bank card!

As for those WeChat users who do not want to tie the card, either let the red envelope money continue to settle in the "coin wallet", and then you can recharge the card through the mobile phone card, or spend it in the convenience store and other offline stores.

In addition, in the case of WeChat's "coin wallet", WeChat has been encouraging users to transfer the money of the coin purse into "Li Cai Tong". Of course, the money of the coin purse enters the financial management and becomes "change money management", although it is necessary to withdraw cash. Or return to the coin purse, to the bank card, or to tie the bank card, but it is estimated that some of the change will be triggered to transfer money.

For WeChat, the withdrawal of charges may also have the effect of "one arrow and three sculptures".


The WeChat announcement also emphasizes that this is not a commercialization of WeChat, but a fee for paying the bank.

However, some users have already asked: If the quota of 1000 yuan is full, it is necessary to withdraw 1 cent, and then the balance in the coin purse is less than 1 cent, then the system will stop withdrawing cash? Is the withdrawal fee charged immediately?

Some people still vomit, if you transfer money to WeChat friends in the future, although the transfer is free, the bank mobile phone transfer is basically free, but considering the other party’s withdrawal of 0.1% handling fee, you may have to hesitate. !

Of course, at this moment, WeChat’s opponent Alipay is also marketing! Alipay official said: "In the past eleven years, users have cashed out through Alipay, whether it is on the PC or on the mobile phone. It is free. For every transfer and withdrawal transaction that takes place in Alipay, the bank will charge Alipay a transaction fee. It is borne by Alipay, and users do not have to pay extra fees."

So, does the WeChat cash withdrawal charge have a big impact on you? Last night, after many people heard the news, they immediately cashed out the WeChat change.